MCA Membership Plans

We've Got You Covered

Join now to get half off 1 month!

Misfortunes can happen while you’re on the road, even for the safest driver. Rely on MCA to give you peace of mind when it’s needed the most. We provide many benefits including unlimited 24 hour roadside assistance but also emergency rental car coverage, emergency room discounts, accidental death benefits, and much, much, more. We strive to be a one stop shop for motorists in need.

Roadside Services

As a member of our motor club, you’ll have unlimited roadside assistance benefits in any vehicle you’re driving. We don’t nickel and dime our service providers, so they regularly accept MCA service calls first and commit to a minimum 40 minute eta. This includes unlimited tow, unlimited tire changing, lockout service, battery boosting, and fuel delivery You’ll be entitled to one service call each day, for 365 days a year. If we can’t get your vehicle back on the road, then we will tow it to the nearest service center. By upgrading to our MCA Total Security plan, you may also have your 4 wheel passenger vehicle towed anywhere you desire, up to 100 miles, not just the nearest service facility. MCA Total Security also provides up to $100.00 in service for Emergency Road Service for Trailers, RVs, Motorcycles, and vehicles with a load capacity of 1 ton or greater.

Arrest Bonds

You can present your Motor Club of America card to post bail up to $500 when you are arrested for a traffic violation. Just keep in mind that there are states that don’t accept arrest bond certificates. The amount varies from one state to another. In Maryland, the arrest bond certificate is acceptable for up to $1,000. There are some states where they are accepted for less than $500.

Bail Bonds

MCA Motor Club of America will provide up to $25,000 bond to keep you out of jail. MCA bail bond is available if you are charged with a moving traffic violation that includes auto related negligent homicide and vehicular manslaughter. MCA’s legal assistance can represent you, and provide the best assistance, to get you released from jail asap. To receive assistance, call the toll-free number found on your MCA card.

Legal Assistance

Our motor club company will also provide legal assistance by paying your attorney fees up to $2,000, as a result of a covered accident. With our success rate at up to 92%, rest assured that we work hard to keep you protected from unwarranted legal trouble. You are covered for a maximum of $200 for non-criminal moving violations, up to $2,000 for vehicular manslaughter, and negligent homicide. MCA will pay up to $500 for attorney fees for vehicle damage and personal injury cases.

Hospital Benefits

Receive up to $54,750.00 in hospital cash benefits. What this means is that as a member of Motor Club of America, you will receive $150.00 per day beginning the first day you’re hospitalized as a result of a covered accident. MCA covers your hospital stay for up to 365 consecutive days. Once you’re discharged, you have up to 90 days to file a claim.

Accidental Death Benefits

We’ve got you covered. Your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident.

As a member, you may enroll, free of charge, in one of three additional all accident AD&D coverage’s to suit your needs:

  1. You, as named member, up to $50,000; or
  2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
  3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing childcare and continuing education support.

*Coverage election forms must be completed and returned to the home office before coverage goes into effect.*

Emergency Hospital Reimbursement Benefits

With MCA, If you go to the emergency room as a result of a covered accident, you can receive up to $500 with up to $100 payout for each of the following:

  • Cast or Splint
  • Ambulance Service
  • Anesthetic
  • X-Rays
  • Emergency Room Facility Cost

Emergency Car Rental Reimbursement Benefits

When a Motor Club of America Member’s car is undriveable due to an auto accident, MCA will cover up to $500 for you to rent a car while your car is being repaired, or up to $500 for food, lodging or transportation if the accident occurs more than 50 miles from home.

Credit Card Protection Benefits

With Identity theft at an all-time high, MCA benefits will keep you protected. If ever your credit cards are lost or stolen, Motor Club of America will cover your financial losses to a maximum of $1,000. (Benefit not available in the state of Texas.)

Stolen Vehicle Reward

MCA of America will provide a reward of $5,000 to individuals or law enforcement agencies that provides information leading to the arrest and conviction of the person(s) responsible for the crime. (MCA members and member’s family are not eligible for this reward.)

Travel & Planning Conceirge

Members have access to a worldwide travel assistance program. This comprehensive program provides you with professional, multilingual, 24/7 travel and emergency medical assistance services worldwide whenever you are traveling 100 miles or more away from your principal residence including:

  • Touring and Travel Services
    Customized maps and itineraries, plus booking assistance for hotel, car rental, and commercial travel.
  • Medical Consultation/Evaluation
  • Care for Minors
  • Prescription Assistance
  • Emergency Medical Evacuation or Assisted Repatriation
    If necessary, a medically supervised evacuation to the nearest medical facility or, when in a foreign country, transport back to your home.
  • Return of Mortal Remains
  • Hospital Admission Guarantee
  • Legal Referrals

Choose the right membership plan that suits your needs:

MCA SECURITY

$9.95

PER MONTH

Unlimited Roadside Assistance with no out of pocket expenses; Including Emergency Tow, Jump Start, Flat Tire Change, & Lockout Service.

Towing to the nearest service facility

Legal Defense Coverage

Arrest/Bail Bonds

Emergency Rental Car Coverage

Stolen Vehicle Reward

Credit Card Protection

Travel & Planning Concierge

Emergency Medical Reimbursement

Daily Hospital Benefits

24/7 Emergency Medical Assistance Services Worldwide

Hotel| Rental Car| RX | Vision| Dental Discounts

$10,000 Accidental Death Benefit

MCA TOTAL SECURITY

$19.95

PER MONTH

Unlimited Roadside Assistance with no out of pocket expenses; Including Emergency Tow, Jump Start, Flat Tire Change, & Lockout Service.

Towing to any facility within 100 miles 

Legal Defense Coverage

Arrest/Bail Bonds

Emergency Rental Car Coverage

Stolen Vehicle Reward

Credit Card Protection

Travel & Planning Concierge

Emergency Medical Reimbursement

Daily Hospital Benefits

24/7 Emergency Medical Assistance Services Worldwide

Hotel| Rental Car| RX | Vision| Dental Discounts

$50,000 Accidental Death Benefit

Emergency Roadside Towing of RV's, Motorcycles, and Trailers included with up to $100 in coverage 

$80 Per Referral

When you join MCA, your coverage is effective 24 hours after your payment has been processed. Members are not bound by any contracts and you may cancel at any time without penalty or any hidden fees. Full refunds are granted within 72 hours of purchase, and half refunds are granted with the first 30 days of joining. Half off 1 month of service coupon valid for new customers not associates after 30 consecutive days of service. Must email support@joinmcaroadside.com and claim rebate with 7 days of purchase. Rebate issued in form of gift check. Please allow 60 days for processing. Must be a valid customer while coupon in processing status to receive rebate. All requirements must be met or coupon will be forfeited.